ABL REPORTING & COLLATERAL OPTIMIZATION

Unlock 20–30% more ABL availability in 60 days.

We redesign eligibility, reporting, and controls so lenders say “yes” faster and you access liquidity sooner.

Book a 30-minute consultation Download a sample assessment

For physical commodity traders and lenders with complex ABL and borrowing-base facilities.

Three measures of success

Every engagement is anchored to measurable outcomes, not vague “optimization.”

1. Availability uplift+20–30%: Increase in reported borrowing-base availability from redesigned eligibility logic, in-transit/title treatment, and concentration rules.Measured as: change in committed availability / headroom versus baseline.
2. Faster credit-loop turnaroundWeeks saved: Shorter time from data submission to lender sign-off on certificates, amendments, or facility increases.Measured as: average days from pack delivery to lender approval, pre- vs post-engagement.
3. Fewer waivers & lower legal spend4–6 fewer cycles: Reduction in recurring waivers and covenant resets that drive legal fees and reputational drag.Measured as: waiver count and legal cost per year before and after redesign.

Clarity, credibility, and structure are the three currencies of bank confidence. We make them visible.

Proof in the field

Representative outcomes for borrowers and lenders.

These are anonymized examples based on typical industry outcomes, illustrating the type of impact you can expect from a structured ABL advisory engagement.

Scenario 1 – Agricultural trader

+18% liquidity • 50% less reporting effort

A grain trader with a $120M syndicated facility faced constant eligibility disputes across three lenders. Harmonizing definitions and aligning controls improved available liquidity by ~18% and cut reporting effort in half.

“We finally stopped arguing over what was eligible and started using the line the way it was meant to be used.”

— Group Treasurer, agri-merchandising firm (anonymized)

Scenario 2 – Energy logistics

5 fewer waivers per year • ~$150K legal savings

An energy distributor with multiple ABL lines struggled with covenant tracking and waiver churn. A single master reporting framework reduced waiver frequency from six per year to one and eliminated roughly $150K in annual legal fees.

“Legal stopped being a monthly line item and went back to being an occasional check, not a fire drill.”

— CFO, energy logistics company (anonymized)

Scenario 3 – Bank portfolio team

40% fewer exceptions • cleaner monitoring

A European lender wanted uniformity across 14 borrowing-base facilities. A portfolio-level consistency review reduced exception rates by ~40% and clarified monitoring cadence for all counterparties.

“For the first time, every BB in the portfolio reads the same story to the credit committee.”

— Head of Portfolio Risk, European bank (anonymized)

How we work

A transparent, bank-grade engagement model.

We start from your actual facility documents, data, and lender expectations—then redesign the framework so both sides can move faster with more confidence.

1
Weeks 1–2 · Discovery & data review
Map facilities, data sources, and control framework.
We review facility docs, borrowing-base templates, exception history, and data flows across ERP, treasury, and logistics to benchmark your current availability and friction points.
2
Weeks 3–4 · Design & options
Quantified collateral and reporting redesign.
We propose eligibility and control changes, quantify availability uplift scenarios, and design a unified reporting model aligned with lender expectations.
3
Weeks 5–6 · Implementation support
Harmonize templates, controls, and internal workflows.
We help you implement the new framework, rationalize lender templates, and embed controls into day-to-day operations without adding headcount.
4
Weeks 7–8 · Validation & lender socialization
Take a clean story to credit committee.
We support lender discussions, prepare credit-pack materials, and refine the framework based on feedback so approvals move faster and with fewer conditions.

Without a structured framework

× Multiple lender templates and conflicting rules
× Manual reconciliations and backward-looking packs
× Frequent waivers and costly legal churn
× Weeks lost in the approval cycle

With ViewSet advisory

✓ Unified, lender-ready reporting framework
✓ Harmonized eligibility, aging, and concentration rules
✓ Quantified availability uplift and waiver reduction
✓ Clear governance between treasury, risk, and lenders

Pure advisory — no proprietary system to license. We design structures that lenders accept and your teams can sustain.

Your starting point

Start with a productized Liquidity Opportunity Assessment.

Every new engagement begins with a fixed-fee, low-risk assessment that quantifies structural uplift before you commit to a full project.

3× ROI guarantee or we refund

Liquidity Opportunity Assessment

A two-week deep dive into your current ABL framework, controls, and reporting—delivering quantified opportunities to unlock more availability and reduce waiver churn.

$12,000 fixed • 10–15 business days • remote or hybrid

• Baseline liquidity and exception profile
• Eligibility / control optimization options
• Quantified availability uplift scenarios
• Implementation roadmap tied to lender expectations

If we don't identify at least 3× the assessment fee in annualized savings or incremental availability, we refund the fee. If you proceed to a full implementation, the assessment is credited toward project costs.

Book the assessment Request sample assessment (PDF)

Designed for

• Physical commodity traders ($500M–$10B revenue) with multi-bank ABL / borrowing-base facilities.
• Treasury and trade-finance teams wrestling with fragmented reporting and recurring waivers.
• Lenders seeking portfolio-level consistency and cleaner monitoring.

High-intent triggers

• Recent covenant breach, waiver, or near-miss.
• Recently upsized, refinanced, or added lenders to a facility.
• Internal initiative to standardize borrowing-base or collateral reporting.